Health insurance that fits your life and your budget.
Buying coverage on your own shouldn't mean overpaying or guessing. On one short call, I compare your options, check your doctors and prescriptions, and show you what each plan really costs per year.
Shopping for health insurance alone is exhausting.
There's a better way: one licensed agent, one short call, and a clear side-by-side of the plans that actually fit you.
- You're self-employed, a 1099 contractor or a gig worker.
- You own a small business and need coverage for yourself or your team.
- You lost coverage from a job, or COBRA costs too much.
- You're turning 65 and need to sort out Medicare.
- You want to keep your doctors and know your prescriptions are covered.
- You'd rather talk to one real person than a call center.
Pick your situation. I'll take it from there.
In about 10 minutes, you'll know exactly where you stand.
No pressure and no jargon. If the plan you have now is the better deal, I'll tell you to keep it.
- 1. We talk about youWho needs coverage, your budget, your doctors and your prescriptions.
- 2. I compare your optionsPlans available in your ZIP code, any tax credits you qualify for, and the real yearly cost of each.
- 3. You decideIf you want to move forward, I help you enroll. Then I'm your contact at every renewal.
Book your free call
- 15-minute phone call
- I call you, no app or video needed
- Free, no obligation
- Calendar invite sent to your email
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You're booked.
Same price as buying direct
Plan prices are set by the insurance company. Using an agent doesn't raise your premium.
The insurer pays me
My help comparing and enrolling is free to you.
One contact, all year
Questions about a bill, a claim or your renewal go straight to me.
Same price. Very different experience.
| On your own | A 1-800 quote line | With me | |
|---|---|---|---|
| Who helps you | Nobody. You read the fine print alone. | Whoever answers that day | One licensed agent, start to finish |
| Plans compared | One website's list | Often one company's plans | Multiple insurance companies, side by side |
| Doctors & prescriptions | You check each one yourself | Sometimes | Checked before you choose |
| Medicare too | Separate website | Usually a different department | Yes, same person when you turn 65 |
| After you enroll | On your own | Hard to reach the same person twice | Same number, same me, every renewal |
| Cost to you | Free | Free | Free. The insurer pays me. |
What clients say
What people ask before they book
What happens on the free call?
I ask who needs coverage, your ZIP code, your income range, and any doctors or prescriptions you want to keep. Then I walk you through the plans available to you with the real yearly cost of each. There's no pressure to enroll on the call.
Does it cost more to use an agent?
No. Premiums are the same whether you buy directly or through a licensed agent. The insurance company pays my commission.
When can I sign up?
Marketplace open enrollment runs November 1 to January 15 in most states. Enroll by December 15 for coverage that starts January 1. Outside that window, losing other coverage, moving, getting married or having a baby usually gives you 60 days to enroll.
Can you help if I have a pre-existing condition?
Yes. Marketplace plans can't turn you down or charge you more because of your health. I'll help you find the one that covers your care at the best total cost.
I'm turning 65. Can you help with Medicare?
Yes. Your Initial Enrollment Period starts 3 months before your 65th birthday month and ends 3 months after. I'll explain Medicare Supplement, Medicare Advantage and Part D so you can choose before any deadline.
PPO, HMO, EPO: what's the difference?
| PPO | HMO | EPO | |
|---|---|---|---|
| Referrals for specialists | No | Usually yes | No |
| Out-of-network care | Partly covered | Emergencies only | Emergencies only |
| Typical premium | Higher | Lower | Lower to mid |
| Good fit if you | Want the most doctor choice | Want the lowest premium | Want lower cost without referrals |
The right one depends on your doctors, how often you get care, and your budget. That's what we sort out on the call.
Which states are you licensed in?
Get a quote without a call.
Send me a few details and I'll email you your options within one business day.
Know someone who needs coverage?
Most of my clients come from people they trust. Send them this link and I'll take good care of them.
See what you've been missing.
One free call. About 10 minutes. Every option for your situation, explained.